Mobile Home Buying: Key Considerations to Keep in Mind

Mobile homes are an affordable alternative to traditional homes, offering a unique housing option for people who want to own a home without breaking the bank. They are affordable for people who need more resources to buy a traditional home or who want to downsize. However, buying a mobile home requires careful consideration, and some factors must be considered before purchasing.

Types of Mobile Homes

1. Single-Wide

Single-wide mobile homes are the most common type, with a narrow width of 14 to 18 feet and a length of up to 80 feet. They are affordable and quick to assemble, making them an ideal option for those on a budget. However, they offer limited space and lower resale value than other mobile home types.

2. Double-Wide

Double-wide mobile homes are twice as wide as single-wide homes, with a width of 24 to 30 feet and a length of up to 80 feet. They offer more living space and are more energy-efficient, making them a popular family choice. However, they come with a higher initial cost and require a larger lot size.

3. Triple-Wide

Triple-wide mobile homes are the largest type, with a width of up to 42 feet and a length of up to 80 feet. They offer luxurious living spaces and can accommodate larger families. However, they require significant investment and are difficult to move.

Financing Options

Financing a mobile home can be challenging, and it is essential to explore different financing options to get the best deal. Some lenders specialize in mobile home financing and can offer competitive interest rates and terms. Exploring financing options with the mobile home dealer, who may offer in-house financing is also advisable. However, it is crucial to read the fine print and understand the terms of the financing agreement before committing.

Location Considerations

Location is a critical consideration when buying a mobile home. Mobile homes are typically situated in mobile home parks or on private land. If you plan to place your mobile home in a mobile home park, it is essential to research the park’s rules and regulations. Some parks have strict guidelines on the type of homes allowed, the home’s age, and the home’s condition. It is also crucial to consider the location of the mobile home in relation to your workplace, schools, and other amenities.

Maintenance and Repairs

Maintaining a mobile home is essential to ensure its longevity and safety. Regular maintenance includes: 

  • cleaning gutters,
  • inspecting the roof,
  • checking the plumbing and electrical systems, and
  • servicing the HVAC system.

Repairs may also be necessary from time to time, and it is essential to have a plan in place for repairs. Mobile home dealers may offer warranties, but reading the fine print and understanding what the warranty covers is essential. Having a professional inspector inspect the home before purchasing is also advisable to identify any potential problems.


A mobile home can be a great investment for those looking for affordable housing options. However, it is essential to consider the different types of mobile homes available, explore financing options, consider location, and plan for maintenance and repairs. Considering these factors, you can make an informed decision and enjoy the benefits of owning a mobile home.

At 40 Oaks Properties, we are committed to changing the perception of affordable housing, whether apartments or mobile home parks. If you’re interested in mobile homes rent to own, don’t hesitate to get in touch with us today.